Usama Sardar

Audit, Accounting and Finance Consultant and Analyst

WISE MONIES ACCOUNTING & TAX CONSULTING • Trabajador autónomo

Jan 2025 - Present • 1 yr 4 mos

Since January 2025, transitioning into independent practice has allowed me to act as a Strategic Virtual CFO and tax lead for a global portfolio. In this capacity, I have moved beyond traditional reporting to offer end-to-end financial infrastructure design. My firm specializes in scaling SMEs and e-commerce ventures by integrating cloud-based accounting ecosystems with rigorous GAAP/IFRS oversight. I have successfully managed the full financial function for high-growth clients, ensuring they remain audit-ready while maximizing operational liquidity through proactive cash flow management and tax-efficient corporate structuring. Under my own practice, I have led high-impact "accounting rescue" missions, reconstructing neglected financial data into clean, reconciled statutory accounts. My consultancy focuses on the intersection of compliance and growth—providing the technical precision of a Chartered Accountant with the agile responsiveness of an independent advisor. I have developed sophisticated financial models that have been instrumental in helping my clients secure credit lines and navigate the complexities of international sales tax and VAT nexus. My recent work highlights a shift toward Performance Accounting, where I utilize deep-dive variance analysis and cost-control strategies to protect client margins in volatile markets. By treating every client’s ledger as a strategic asset, I provide the high-level financial governance typically reserved for large corporations, tailored to the unique needs of independent entrepreneurs and growing firms. My firm stands as a bridge between raw transactional data and informed executive decision-making.

Senior Audit Roles | Accounting and Finance Consultant and Analyst

EY • Tiempo completo

Jan 2015 - Jan 2025 • 10 yrs

Since 2015, I have operated as a Chartered Accountant, delivering high-stakes financial oversight and strategic advisory. My experience in internal and external auditing has centered on ensuring IFRS/GAAP compliance and fortifying internal controls. I have successfully led audit engagements that identified material risks and restructured procurement cycles to eliminate financial leakage, consistently achieving clean audit opinions for mid-sized and large-scale enterprises. In tax consulting and accounting, I have managed complex multi-jurisdictional nexus issues and optimized corporate structures to mitigate liabilities. My work includes meticulous VAT/Sales tax reconciliation and the preparation of audit-ready tax packs that have successfully defended clients during regulatory inquiries, often resulting in significant tax savings through legal credits and deductions. My accounting and bookkeeping expertise involves the complete reconstruction of distressed financial records and the implementation of automated ERP workflows. I specialize in maintaining pristine general ledgers and ensuring that every trial balance is reconciled to the highest professional standard. My financial planning and consultancy services have provided the framework for multi-million dollar capital raises, utilizing sophisticated 3-way forecasting models and WACC analysis to drive investor confidence. I am an expert in budget management and variance analysis, helping organizations transition to zero-based budgeting to maintain fiscal discipline. By conducting deep-dive cost-volume-profit (CVP) analysis and overhead optimization, I have consistently improved net profit margins for my clients. My career is defined by transforming raw data into actionable intelligence, ensuring accuracy, integrity, and sustainable growth for every entity I serve.