Precious kell

Credit Repair Assistant

Credit Counsellor • Freelance

Jul 2024 - Present • 1 yr 10 mos

Supported credit repair businesses with backend dispute processing Managed multiple client files simultaneously Prepared and organized round-based dispute letters Worked with tools like Credit Repair Cloud, SmartCredit, IdentityIQ Assisted with client onboarding and credit audits Key Achievements: ✔ Handled multiple client accounts efficiently ✔ Delivered consistent, professional dispute documentation ✔ Helped agencies scale their credit repair operations

Credit Strategy & Consultation Specialist

Freelancing Career • Freelance

Aug 2023 - Present • 2 yrs 9 mos

Provided clients with personalized credit improvement plans Advised on debt payoff strategies and utilization optimization Helped clients understand how to build and maintain strong credit profiles Offered guidance for loan readiness and funding preparation Key Achievements: ✔ Helped clients move toward loan approvals and better financial positioning ✔ Delivered clear, actionable strategies beyond basic dispute work

Credit Repair Specialist

Freelancer.com • Freelance

May 2023 - Present • 3 yrs

Conduct detailed 3-bureau credit report audits (Experian, Equifax, TransUnion) Identify inaccurate, outdated, and unverifiable negative items Prepare custom dispute letters (not generic templates) Handle removals for collections, charge-offs, late payments, and inquiries Guide clients through the full dispute process step-by-step Apply proven strategies like credit utilization optimization (AZEO method) Maintain full compliance with FCRA & FDCPA guidelines Key Achievements: ✔ Helped multiple clients improve credit profiles and increase approval chances ✔ Successfully removed various negative items across all 3 bureaus ✔ Built repeat client relationships through clear communication and results