Muhamad Hussain

Finance Associate

May 2026 - Present • 5 mos

> Assist in the preparation and reporting of Financial Statements (FS) on a monthly, quarterly, bi-annual, and annual basis, including supporting schedules such as Fixed Asset Register (FAR), Lease Schedules, Prepayments, Accruals, and other key financial workings, ensuring compliance with applicable accounting standards and regulatory requirements. > Support month end and year end closing activities, including ledger reconciliations, accruals, and adjustment entries to ensure accuracy of financial records. > Assist in the statutory audit of a Multinational Corporation (MNC), coordinating with external auditors, providing requested schedules and documentation, and ensuring timely resolution of audit queries.

Risk Associate

Jun 2025 - May 2026 • 11 mos

> Supported the development and maintenance of Risk Registers across all business units of MMBL, ensuring timely identification, logging, and monitoring of key risks. > Built and prepared Key Risk Indicators (KRI’s) for various departments in line with the organization's Risk Management Framework, enabling proactive risk monitoring and early warning signals > Conducted Credit Analytics to maintain a check and balance on the overall Credit Portfolio of Core and Nano Banking segments for MMBL and JazzCash covering approximately PKR 99.89 Bn in lending’s & deposits applying in depth knowledge of IFRS application in credit analytics as per State Bank of Pakistan (SBP) requirements. > Integrated the SAS GCM Module with manual Risk Management activities, streamlining processes across departments and leading to improved accuracy and significant time savings in risk monitoring and compliance reporting.