grace viviene

Credit Dispute Documentation Consultant

Self Employed • Freelance

May 2023 - Present • 3 yrs 5 mos

I provide independent credit dispute documentation and credit education services for individuals seeking to understand and address possible errors in their credit reports. My work includes reviewing collection accounts, charge-offs, late payments, hard inquiries, and other reported items, where relevant. I help clients organize account information, prepare supporting evidence, draft tailored dispute correspondence, and develop practical credit management plans. I emphasize factual accuracy, responsible dispute practices, data privacy, and professional document preparation. All disputes are based on the client's circumstances and available evidence, and outcomes depend on the relevant credit bureaus and information providers.

Credit Report Analysis Specialist

Self employed / Freelance • Freelance

Feb 2022 - Present • 4 yrs 8 mos

I work independently to help clients review their credit reports and understand information that may affect their credit profiles. My services include reviewing reports from Equifax, Experian, and TransUnion, identifying potential reporting inaccuracies, examining account status and payment history, organizing supporting documents, and preparing customized dispute letters based on the client's findings. I also help clients understand credit reporting procedures and maintain organized records throughout the dispute process. My work focuses on accurate documentation, confidentiality, and clear communication. I do not guarantee deletions, score increases, or credit approvals.