Muhammad Talha

Full-Stack Developer / Product Engineer

10Pearls (Karachi) Award-Winning Digital Product Innovation Firm • Freelance

Jun 2023 - Present • 2 yrs 11 mos

App & Web Development Frontend Excellence: Developed responsive and dynamic user interfaces using React.js, Next.js, and Tailwind CSS, ensuring seamless performance across all device types. Backend Architecture: Built robust, scalable server-side logic and RESTful APIs using Node.js and Python (Django/FastAPI) to support complex business workflows. Firebase Integration: Leveraged Firebase for rapid backend development, implementing real-time databases (Firestore), social authentication, and cloud messaging for instant user notifications. Design & UI/UX Implementation Design-to-Code: Collaborated closely with UI/UX designers to translate Figma wireframes into pixel-perfect, high-fidelity components, maintaining strict design system consistency. Prototyping: Developed "Minimum Viable Products" (MVPs) for US-based clients, using agile methodologies to iterate based on immediate stakeholder feedback. Cloud & DevOps Serverless Solutions: Implemented event-driven architectures using AWS Lambda and Google Cloud Functions to reduce infrastructure overhead and improve scalability. CI/CD Pipelines: Automated deployment workflows using GitHub Actions and Vercel, ensuring high-frequency releases with zero downtime. Major Achievements Product Launch: Successfully led the development of a health-tech mobile application from scratch to the Apple App Store, reaching 10k+ active users within the first three months. Efficiency Gains: Optimized frontend rendering and state management, reducing initial page load times by 30% for a high-traffic e-commerce portal. Security: Integrated advanced security protocols and OAuth 2.0, ensuring GDPR and HIPAA compliance for sensitive user data platforms. Tech Stack: React, Node.js, Next.js, Firebase, AWS, MongoDB, TypeScript, Figma.

Fintech Developer / Systems Analyst / Product Specialist.

NetSol Technologies (Lahore) • Tiempo completo

Apr 2018 - Sep 2020 • 2 yrs 5 mos

Fintech Developer / Systems Analyst Developed and optimized NFS Ascent, a premier global platform for asset finance and leasing. Delivered scalable solutions for Fortune 500 automotive giants (e.g., BMW, Mercedes-Benz), focusing on retail and wholesale finance systems. App & Product Development Core Engineering: Built and maintained modules for the Contract Management System (CMS) and Wholesale Finance (WFS) using .NET Core and C#. Financial Logic: Engineered precise interest calculation engines, amortization schedules, and multi-currency tax logic to ensure 100% accuracy in high-volume transactions. Design Implementation: Worked with UI/UX teams to turn high-fidelity designs into responsive, user-friendly dashboards for the NFS Digital suite. Web & Cloud Engineering Modern Web Stack: Used Angular and React to build dynamic frontend components, ensuring smooth data rendering for complex financial datasets. Scalable Architecture: Helped migrate legacy monolithic services to Microservices, increasing system capacity to handle a 25% surge in loan applications. API Ecosystem: Designed secure RESTful APIs to connect core leasing systems with credit bureaus and global payment gateways. Systems Analysis & Strategy Gap Analysis: Conducted comprehensive analysis to align "Out-of-the-Box" product features with localized legal and regulatory requirements for APAC and EMEA markets. Documentation: Authored clear Functional Specifications (FSD) following CMMI Level 5 standards to ensure high code quality and audit readiness. Major Achievements Performance: Refactored legacy SQL procedures, reducing end-of-day (EOD) batch processing time by 40% for a major European automaker. Automation: Designed a "Straight Through Processing" (STP) workflow that automated 70% of standard credit applications, cutting review time from days to hours. Tech Stack: C#, .NET Core, SQL Server, Angular, React,