Araceli B

Senior AML/KYC Consultant / Financial Crime Compliance

PingPong • Freelance

Nov 2025 - Present • 10 mos

Support fintech and financial services initiatives focused on business onboarding, process optimization, risk assessment, and operational transformation. • Analyze business information, transaction profiles, and operational data to identify inconsistencies, risks, root causes, and opportunities for improvement. • Translate business and regulatory requirements into processes, business rules, requirements, and actionable recommendations. • Support the design and optimization of onboarding processes for Mexican businesses conducting international payments, coordinating across business, compliance, operations, and technology stakeholders. • Contribute to business requirements for onboarding and transaction capabilities, including customer information, beneficial ownership, transaction profiles, risk scoring, and supporting documentation. • Work with Scory, SWING v2.0, KNIME, and risk-scoring workflows, supporting alignment between business requirements and technology-enabled execution. • Develop and review performance information and indicators to support decision-making, process monitoring, and management visibility. • Coordinate complex cases and stakeholder dependencies in a high-volume, time-sensitive fintech environment.

Business Development Manager / Transformation Program Lead

Citibank • Tiempo completo

Dec 2022 - Apr 2025 • 2 yrs 4 mos

Led strategic transformation, business, and growth initiatives across financial services, coordinating cross-functional teams to deliver business and operational objectives. • Managed initiatives end-to-end, from business problem identification and requirements definition through solution design, implementation, and post-implementation follow-up. • Coordinated senior stakeholders across business, technology, operations, risk, compliance, and support functions, managing dependencies, risks, resource capacity, scope changes, and budget utilization to ensure initiatives remained aligned with approved objectives and financial parameters. • Managed multiple strategic priorities simultaneously, evaluating business impact, risk, effort, dependencies, and available resources to establish priorities and define critical paths. Translated complex business needs into clear requirements, processes, and execution plans, working closely with technology teams to evaluate solutions and ensure alignment between business and technology. • Developed management reporting, business cases, executive presentations, and recommendations to provide visibility into progress, risks, key decisions, and next steps, supporting strategic and operational decision-making. • Led stakeholder engagement across 22 business areas during a nationwide rebranding initiative, optimizing resources, managing dependencies, and coordinating execution to deliver the transformation within the required timeline. • Analyzed business performance information and KPIs to identify trends, gaps, and opportunities, translating findings into actionable recommendations for stakeholders.

Compliance AML/KYC Analyst

Citibank N.A. • Tiempo completo

Jun 2020 - Dec 2022 • 2 yrs 6 mos

• Conducted customer and product risk assessments while supporting business growth, onboarding, and regulatory objectives.  Collaborated with commercial and operations teams to streamline onboarding and improve operational workflows.  Analyzed business and customer information to identify risks, process gaps, and opportunities for continuous improvement.  Supported compliance reviews, reporting, and operational risk mitigation activities.